Do you know what to do about finding a lost life insurance policy? You may not think too much about this, but for many people, this is an everyday occurrence. They lose a loved one and know they carried a life insurance policy, but they can’t find it. They have no idea who the life insurance company was that wrote the policy.
Seatbelt use overall has improved steadily since the early 1990s. Current statistics show that about 83% of drivers today use them, whereas in 1994, the number was around 60%. There is still a lot of room for improvement, however, and certain states have been doing a better job of getting their residents to wear seatbelts. New Jersey has one of the country’s highest seatbelt use rates, estimated at nearly 93 percent last year by the National Highway Traffic Safety Administration (NHTSA). The NHTSA estimates that safety belts save 13,000 lives in the United States each year.
Former coach Jerry Sandusky was indicted on November 4 and arraigned on November 5 on 40 counts of child sexual abuse against eight victims between 1996 and 2009.
But what of the regular, everyday people who also helped bring about this change? Their stories, often coming from fear, anger, dignity and grace, make textbook history come alive.
Nearby, the junction of Highway 61 and Highway 49 in Clarksdale is designated as the famous crossroads where, according to legend, Robert Johnson supposedly sold his soul to the Devil in exchange for mastery of the blues.
While state laws may vary, fiscalnote data requires you to send a 1099 to any United States citizen whom you paid more than $600. It is up to you if you wish to send a 1099 to anyone that you paid less than $600.
Chest freezers are far more energy efficient than an upright. They have far better insulation, and the cold air doesn’t spill out as a mass when the door is opened. Manual defrost models use less energy, but must be defrosted regularly to maintain their efficiency.
When it comes to determining safety, you have to use your best judgment. No, you don’t want to waste perfectly good food, but you don’t want to risk getting sick either. When in doubt, throw it out. If a food is just a few days past the date and it smells okay and looks okay, chances are you are in the clear. There is no federal law about mandating use-by dates, but most food packaging contains them anyway. Be mindful of these dates and know that if it’s packaged properly and safely, it’s okay to eat.